Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
If scholars and adherents of Vodou are to be believed, consistent portrayals of 'voodoo' practitioners as barbaric, violent and most of all as African-American, not only influences public perception of our religion, but perception of African-Americans.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
Over the past two weeks, community members in L.A. have held a vigils to mourn the death and celebrate the life of Aniya Parker. The murder of Ms. Parker marked the eighth homicide of a transgender woman of color reported in the U.S. since June. She was shot in the head and killed as she was fleeing from three men who had confronted her on a sidewalk in Hollywood.
Since the premiere of Bravo's 'Real Housewives of Atlanta,' there has been widespread speculation over the identity of "Big Poppa," the mystery boyfriend of Kim Zolciak, one of the show's stars.
Turns out, Big Poppa is Lee Najjar, a very successful – and married – real estate mogul based in Atlanta. TMZ cameras were the first to capture images of Zolciak and Najjar on a romantic vacation at the Hotel Atlantis in the Bahamas last November.
Zolciak, a single mother of two, has always been mum on who was footing the bill for her extravagant lifestyle, but at the first season reunion special, her co-star NeNe Leakes let it be known that Big Poppa was very married.
"Keep your legs closed to married men," charged Leakes, who used to be friends with Zolciak.
Though Bravo has capitalized on the mystery of "Big Poppa," Najjar is seeking a low profile.NeNe LeakesEarlier this year, he made an appearance on the MTV series 'Teen Cribs,' where his daughter, Katelin, and son, Jamen, gave a tour of their tricked-out mansion.
"Katelin is our only daughter, and she is daddy's girl. She is my princess."
BV Newswire tracked down an exclusive photo of Najjar with mega-producer Dallas Austin taken May 16 at Austin's annual fundraiser.
Ironically, Austin is still letting the public know that he won't be helping Zolciak further her country music career anytime soon. Via his Twitter page, he recently wrote: "Don't ever put that house wives b***h in serious music convo please!!! It's unfair to real talented people. It was only for broken dreams TV!!"
Last year, Austin took to his MySpace page to say: "We are not doing a song, we are not doing an album ... that was only for television!"According to a season preview of 'Housewives,' Big Poppa will make an appearance, and Grammy Award winner Kandi Burruss, the newest cast member, will work with Zolciak in the studio.