Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
Over the past two weeks, community members in L.A. have held a vigils to mourn the death and celebrate the life of Aniya Parker. The murder of Ms. Parker marked the eighth homicide of a transgender woman of color reported in the U.S. since June. She was shot in the head and killed as she was fleeing from three men who had confronted her on a sidewalk in Hollywood.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
Does Oprah Winfrey has a double standard when it comes to domestic violence?
For the past few months, the talk show queen has been very vocal about her stance on domestic violence. But one reported domestic violence victim is speaking out against the media mogul.
After a highly publicized altercation that left 'Umbrella' singer Rihanna battered and bruised at the hands of then-boyfriend Chris Brown, Winfrey took to her talk show in March to discuss their situation.
"Love doesn't hurt. If a man hits you once, he will hit you again," Winfrey said.
Brown was offended by Winfrey's comments, mostly because he had a rapport with the billionaire–even performing at her Oprah Winfrey Leadership Academy in South Africa.
The 'Run It' singer fired back on 'Larry King Live' and in People magazine: "'I commend Oprah on being like, 'This is a problem,' but it was a slap in my face. She could have been more helpful, like, 'Okay, I'm going to help both of these people out.'"
Winfrey later told 'Access Hollywood' that she stood by her comments. "Domestic violence is something that I wouldn't tolerate. Period," she declared.
During an interview with hip hop radio personality Angie Martinez, last week, Brown still stressed his displeasure with the talk show queen.
Last week, ironically, Winfrey invited gospel singer BeBe Winans on her show to promote his new reunion project with sister CeCe Winans. The 47-year-old Grammy Award winner also appeared on Winfrey's show Oct. 30 as a judge for her new 'American Idol'-styled karaoke challenge.
Maybe she forgot he's facing domestic violence charges for a February incident in which he allegedly shoved his ex-wife, Debra Winans, to the ground in front of their kids. Winfrey is a close friend of Winans and has supported his music endeavors for years. His 1997 song 'Thank You' even became an anthem on the widely watched talk show.
Mrs. Winans told TMZ that she's "hurt by Oprah's decision to have Bebe on the show," in light of her refusal to have Brown on after the incident with Rihanna.
Winans' domestic violence charge is pending until a 2010 court hearing.