You've heard a lot of information about retirement planning basics: contribute regularly to tax-advantaged accounts like your 401(k) or IRA, choose the right mix of assets for your age and risk tolerance, and rebalance regularly. But you still can't help but wonder if you're missing something crucial.
As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.
On the surface, there is absolutely no reason to update the classic Broadway show Annie, which was already adapted for the screen in 1982. But this multicultural cast redux adds a hip swag to the classic kid's story. This Annie is urban, emotional and fun. But far from perfect.
"I can't breathe" speaks from the grave and describes the circumstances faced by many who are being choked by a system that treats different races and classes of people unequally.
The only way to say the words and not fall to pieces under the crushing irony doled out by a double-talking justice system is to understand "Black lives matter" not as a slogan or a hashtag but as a meditation. A mantra. A prayer. Or...
Although everyone could probably benefit from a smart-spending lesson or two, today, we're talking to you 20-somethings. While you haven't had all that much time as an adult to establish your shopping routines and habits, you've had enough time to start developing some.
I honor the enthusiasm, the tenacity, vigilance of all who have marched, took rubber bulletts, made financial sacrifices, and found strength to go on anyhow. But as you assess where you are, and you find that this work is in your purpose, grab hold to your lane and stay in it with consistency and persistency.
All were willing to step up to make a difference, to lead when it could be dangerous, and to let their lives be shining examples for others. We should remember them when we face stormy and cloudy weather in our national life and become bright rainbows of hope like them.
Most of the news stories I've see about Ferguson market and sell fear, and many of the community reactions to the events focus on blame and retribution. This deeply concerns me because blame doesn't heal and revenge doesn't satisfy.
The news media--people in our society who could play a pivotal role in creating a "dialogue" about such injustices as police killings of young black men--have fallen short.
We will not move forward as a society until we can bring ourselves to listen and respond to the cries of those whose spirits have been crushed by the chokehold of poverty and racism.
We need to take a hard look at what is causing this income disparity. Is it prejudice? Is it lack of economic or educational opportunities? Is the system corrupt, and if so, where? And what questions need to be asked to change that?
At the same time, events like the ones in Ferguson, Staten Island and Cleveland, and the responses to them dominate the news. All of these things remind us of the truth that anytime anyone is treated less than equal because of who they are, we are diminished as people.
I believe the revolution has begun and we are ready for change and soon no one will be able to mislead us and we will take advantage fully of the voice we have on a regular basis. Not just in extreme times, so if you want to be a part of this revolution, look on your phone or computer.
I am not interested in using the unfortunate deaths of my black and brown sisters and brothers as a platform to advance myself or my "brand," rather I am much more interested in how I can lead from behind.
Wondering what story to tell when you preach on race? Tell the story of how your congregation came to be predominantly white in the first place.
Be the one. At your family dinner table. In the bar at happy hour. At your job. In the cafeteria. In the classroom or at rehearsal. In the courtroom, in a chat room. In your church, in the choir, in your synagogue or in your mosque.
Television Judge Greg Mathis is quick to share his story of his own troubled past and incarceration with the people who come into his courtroom.
Statistics reveal that African-Americans make up 50 percent of the nation's prison population and are incarcerated at a rate of 6.5 times that of white males and Mathis is committed to doing something about it.
The 49 year-old, who was the youngest person appointed to Michigan's 36th District Supreme Court, has launched a black prisoner initiative called Prisoner Empowerment Education and Respect (PEER). Mathis will visit jails and prisons throughout the country to encourage inmates to change their lives.
The NAACP Image Award winner has already visited the Wayne County Jail in his hometown of Detroit, where he served his one year sentence, as well as the Fulton County Jail in Atlanta and the State Correctional Institution at Chester, PA.
On Feb.8, he will visit the Golden Grove Correctional Facility in St. Croix, Virgin Islands.
Mathis previously founded Young Adults Asserting Themselves, Inc., which operates at a community center in Detroit named in his honor. That program works with Rev. Jesse Jackson's Rainbow Push organization to provide mentorship to non-violent offenders and assists individuals in a janitorial entrepreneurial training program and the Second-Chance Through Expungement (STEP) to expunge their criminal records if they stay crime-free for five years.On a professional note, the 'Judge Mathis' court show is in its eleventh season.