Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
If scholars and adherents of Vodou are to be believed, consistent portrayals of 'voodoo' practitioners as barbaric, violent and most of all as African-American, not only influences public perception of our religion, but perception of African-Americans.
Over the past two weeks, community members in L.A. have held a vigils to mourn the death and celebrate the life of Aniya Parker. The murder of Ms. Parker marked the eighth homicide of a transgender woman of color reported in the U.S. since June. She was shot in the head and killed as she was fleeing from three men who had confronted her on a sidewalk in Hollywood.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
Actress Regina Hall has appeared in an impressive line-up of comedies, including 'The Best Man,' 'Scary Movie' and Chris Rock's 'Death at a Funeral.'
Lately, though, the New York native has been turning to more dramatic roles, starring alongside Jamie Foxx in 'Law Abiding Citizen' and more recently, landing a choice gig on NBC's 'Law & Order: Los Angeles.'
Hall plays attorney Evelyn Price, who works with Deputy District Attorney Morales (played by Alfred Molina) to serve up justice.
BlackVoices caught up with the brown-skinned beauty, who talked about returning to TV after years of working in film. Excerpts of the interview are below:
BlackVoices.com: You went from TV to films and now your back on TV. Do you like the change of scenery?
Regina Hall: More than that, it's kind of a different place doing a show to a movie. The turn-around and shooting schedule is a lot different from a film, but doing both is wonderful.
BV: What made you decide to do TV again?
RH: I did 'Ally McBeal' a few years back. I also did a pilot for a show with Cedric the Entertainer, but it didn't get picked up. I had been looking into the television and heard about this show. It was exciting because I had been a fan of the show for so long. This was a no-brainer, and the show had a strong cast of people who had done films as well. Guys like Alfred Molina and Terrence Howard have extensive work in their resumes, so it wasn't a hard choice to make at all.
BV: How would you describe your character?
RH: She's very smart and strong and a bit black-and-white in terms of right and wrong. She's always in the pursuit of justice.
BV: Unlike the other 'Law and Order' shows, your character comes in on every other episode.
RH: Yes, sometimes we tape one episode a week, or we will tape two episodes back to back. It's actually great. I feel that I have the best of both worlds. I can't complain. It's great.
BV: Has playing a district attorney required you to do a lot of research?
RH: I did do some research. I went to court and sat in on some cases, because I wanted to be familiar with the role. I also wanted to create something with the character so that it's not a one-dimensional performance. I had fun. I loved sitting in on court cases. I loved news programming, and my friends tell me how they love it because they know how much I love this stuff.
BV: Isn't it funny that you left New York for the West Coast to be on 'Law and Order?'
RH: I know. I did an episode on 'New York Undercover' years ago but never got a chance to be on any of the 'Law and Order' shows shot in New York. It took me going to L.A. to finally be on.
BV: How's working in Los Angeles?
RH: It's great. One of the good things about shooting 'Law and Order' in Los Angeles is the weather, especially when working outside.
BV: Although, you and Terrence Howard haven't shot any scenes together, what's it like working together again after appearing in Malcolm Lee's 'Best Man' more than 10 years ago?
RH: That was my first movie. That's where I met Terrence. He was very sweet and supportive back then. It was my first job, and we caught up on this show. We did research together and went to the D.A.'s office. Hopefully, they will do a crossover episode where I can work with him. It would be nice.
BV: Do you feel that you are hitting your stride right now as an actress?
RH: I have always been so blessed and grateful that I've been able to work steadily. With every opportunity, I'm just humbled by and grateful to go from Candy in 'Best Man' to Brenda in the 'Scary' movies to Evelyn in 'Law and Order' and to be able to transition in different sorts of roles. To put it mildly, I have a lot of gratitude.