Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
If scholars and adherents of Vodou are to be believed, consistent portrayals of 'voodoo' practitioners as barbaric, violent and most of all as African-American, not only influences public perception of our religion, but perception of African-Americans.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
Over the past two weeks, community members in L.A. have held a vigils to mourn the death and celebrate the life of Aniya Parker. The murder of Ms. Parker marked the eighth homicide of a transgender woman of color reported in the U.S. since June. She was shot in the head and killed as she was fleeing from three men who had confronted her on a sidewalk in Hollywood.
Comedy legend Eddie Murphy will be honored as the recipient of the inaugural Comedy Icon Award at The Comedy Awards, the first-ever multinetwork, multiplatform event dedicated to honoring and celebrating the world of comedy.
The distinguished award will be presented annually to a modern icon -- an individual who has made an extraordinary contribution to comedy and whose impact and innovations have changed the landscape and inspired future generations of entertainers.
Murphy will be honored for his work in stand-up, sketch, film and television, among other numerous pioneering achievements.
"Eddie Murphy's impact in the world of comedy is immeasurable," said MTV Networks Entertainment Group exec Casey Patterson. "From the characters he created on 'SNL,' to his groundbreaking stand-up performances and unforgettable film roles, Murphy changed the game forever, and we're honored that he will be joining us for the first-ever Comedy Awards."
Presenters and attendees include comedy stars Tina Fey, Jon Stewart, Jimmy Fallon, Tracy Morgan, Matt Stone, Trey Parker, Ty Burrell, Louis C.K., Stephen Colbert, Rob Corddry, Bill Hader, Chloë Moretz, Craig Robinson, Andy Samberg and Kristen Wiig, with further talent announcements forthcoming.
Grammy Award-winning artist The Roots will entertain the audience throughout the event as The Comedy Awards house band.
Eddie Murphy's comic talent was evident from an early age. By 15 he was writing and performing his own routines at youth centers, local bars and his high school auditorium. Eventually, Murphy made it to a Manhattan showcase, The Comic Strip. In 1980, at the age of 19, Murphy joined the cast of 'Saturday Night Live,' where he quickly became a featured player. By the end of his first season, he had moved up to star status.
Murphy went on to have a successful stand-up and film career that has spanned 30 years and includes box-office hits such as '48 Hrs.,' 'Delirious,' 'Beverly Hills Cop,' 'Raw,' 'Trading Places,' 'Coming to America,' 'The Nutty Professor' and 'Shrek' franchises, as well as the critically acclaimed 'Dreamgirls,' for which he received the Golden Globe Award for Best Supporting Actor in a Motion Picture – Musical or Drama and an Academy Award nomination for Best Supporting Actor.