Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
If scholars and adherents of Vodou are to be believed, consistent portrayals of 'voodoo' practitioners as barbaric, violent and most of all as African-American, not only influences public perception of our religion, but perception of African-Americans.
Over the past two weeks, community members in L.A. have held a vigils to mourn the death and celebrate the life of Aniya Parker. The murder of Ms. Parker marked the eighth homicide of a transgender woman of color reported in the U.S. since June. She was shot in the head and killed as she was fleeing from three men who had confronted her on a sidewalk in Hollywood.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
Showtime's hit comedy series 'Nurse Jackie' starring Edie Falco returns for a third season this week, and brings with it Anna Deavere Smith, who comes back to play Gloria Akalitus, the old-guard, by-the-book ER administrator.
The Baltimore native and noted playwright, whose career spans more than 20 years and has included several critically acclaimed one-woman shows, such as 'Fires in the Mirror' and 'Twilight: Los Angeles,' is currently midrun with 'Let Me Down Easy' at the Philadelphia Theater Company.
The play tells the human side of the health-care story now unwinding in politics, by bringing to light questions about the human body, the resilience of the spirit and the price of care.
Smith recently spoke to BlackVoices.com about the joy of 'Nurse Jackie' returning to television.
"Oh, well, it's thrilling," she says. "You know, of course, the thrilling part has already happened, which is the filming of it. But I'm excited to see how audiences respond."
And even if Smith doesn't think she's as funny as more conventional comedians, she is quick to point out that her 'Nurse Jackie' character, Gloria Akalitus, is hilarious.
"I think she's funnier. More obviously funny," says Smith. "You know, my work that I do in the theater is considered so serious, because it usually has to do with social issues. Although there's a lot of humor in it. I was talking to Chris Rock at a Christmas party and he argued with me that I am funny. So if he thinks I'm funny, I guess I am."
With her appearances on 'Nurse Jackie' in the can, Smith is free to redirect her focus on 'Let Me Down Easy,' and the City of Brotherly Love.
"I love being in Philly. Last week the mayor of Philadelphia gave me the Liberty Bell, which is apparently the big honor. And this is a great city. It's clean. It's a great walking city. I think it's more affordable than New York. I mean nothing is in New York, obviously. But this city has got a lot of life and a lot going on."
'Nurse Jackie' airs Mondays at 10 p.m. on Showtime.