Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.
I've never been very good at saving. I'm a spender -- shoes, trips, nights out, you name it. It's a fact that became especially apparent to me when I found myself saddled with $10,000 of credit card debt after graduating from college.
Last Monday I was arrested in Ferguson, Missouri, along with dozens of other clergy, seminarians, and people of many faith traditions. As a white, middle-aged, married, mother of three and a rule-abiding Presbyterian, this was a new experience for me.
Being black or brown isn't the problem. Neither is my childhood dream of having a house full of black and brown babies. The problem is white supremacy. I don't mean the still-dangerous KKK or Aryan Brotherhood. The white supremacy I'm talking about is much quieter.
While it is true that, by far, the overwhelming percentage of black people in the South were doomed to spend their entire lives in slavery prior to the Civil War, it is also true that a small percentage lived as free citizens. And some were even able to prosper.
This is political gamesmanship of the lowest order, playing on media and public fears over a legitimate and terrifying health crisis, to again belittle Obama. And with the stakes sky high in the 2014 midterm elections, the dirty political pool by the GOP was totally predictable.
Dr. Gloria I. Joseph has a treasure trove of memories of the renowned Audre Lorde, her late partner. Joseph's long-awaited new book, The Wind Is Spirit: The Life, Love and Legacy of Audre Lorde, gives us a rare glimpse of Lorde, as told by people who knew Lorde or whose work was greatly impacted by her.
During the Weekend of Resistance, activists joined many actions planned by the youth organizers. On Friday, October 10, despite an intense rainstorm, hundreds marched in Clayton, Missouri demanding that the county prosecutor step down.
Every student desires professors that understand and respect them, and minority students only want the same: Instructors who are trained to deal with cultural issues when they arise.
The tea party and other elected extremists cannot bring themselves to believe that voters just aren't buying the poisonous policies they're trying to sell. So they operate under the belief that if you won't vote for them, you shouldn't vote at all.
If scholars and adherents of Vodou are to be believed, consistent portrayals of 'voodoo' practitioners as barbaric, violent and most of all as African-American, not only influences public perception of our religion, but perception of African-Americans.
Over the past two weeks, community members in L.A. have held a vigils to mourn the death and celebrate the life of Aniya Parker. The murder of Ms. Parker marked the eighth homicide of a transgender woman of color reported in the U.S. since June. She was shot in the head and killed as she was fleeing from three men who had confronted her on a sidewalk in Hollywood.
Vice President Joe Biden got the tongues furiously wagging again after a recent meeting with black ministers in South Carolina.
It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.
Back in 2009, I traced the then-new First Lady's family tree back four or five generations on all branches, but of all the ancestors I uncovered, it was a great-great-great-grandmother named Melvina Shields McGruder who captured my attention.
Bleak numbers surround the national high school dropout rate. Many of society's other problems -- like unemployment, poverty and overcrowded prisons -- can all be linked back to the individual decision to quit high school.
Here was a woman, a black woman no less, making tremendous strides in business in a time before women even had the right to vote.
From E! Online:
For anyone who thinks that Rihanna's "Man Down" music video is over-the-top and simply out to grab headlines, Gabrielle Union has a message for you: It's not. In fact, tragically, it's very true to life.
After being asked by a fan about her response to the controversial clip, the actress opened up about her own abusive past, and revealed a heartbreaking parallel between the video's story and her own: namely, that she, too, once tried to shoot the man who raped her.
In particular, hers.
The topic came up last week, when Union was soliciting ideas from her followers on how to better combat violence against women and kids. When a fan asked her what she thought of the Rihanna video, the 38-year-old star responded with unexpected honesty and candor.
"I haven't seen it yet," she tweeted. "I'll let everyone know my thoughts on it when I do."
A few days later, she had.
"Saw 'Man Down' by @rihanna. Every victim/survivor of rape is unique, including how they THINK they'd like justice 2 be handed out," she tweeted.
"During my rape I tried 2 shoot my rapist, bt I missed. Over the yrs I realized tht killin my rapist would've added insult 2 injury. The DESIRE 2 kill someone whose abused/raped u is understandable, bt unless its self defense n the moment 2 save ur life, just ADDS 2 ur troubles #mandown."